Discover actionable strategies to lower your healthcare costs. Learn how to negotiate hospital bills, request cash-pay discounts, and apply for charity care programs.
Quick Facts: Medical Bill Negotiation Strategy Potential Impact Itemized Bill Request Identifies errors in 80% of hospital bills; immediately lowers cost. Fair Market Price Lookup Provides a baseline for what insurance usually pays vs. the “sticker price.” Prompt Pay Discount Often results in an immediate 10%–30% reduction for one-time payment. Lump Sum Settlement Can reduce…
Quick Facts: Hospital Charity Care Key Aspect Details Legal Authority IRS Section 501(r) Typical Eligibility Household income < 200% – 400% of Federal Poverty Level (FPL) Benefit 50% to 100% reduction of hospital charges Applicability All non-profit hospitals in the United States The Hidden Law for Medical Debt Relief Most patients are unaware that “Charity…